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For businesses

High recovery. Low cost. Full compliance

We service portfolios of non-performing loans for investors and lenders – with data, automation and experienced case officers, supervised by Finansinspektionen.

Our services

What we do for you

  • NPL portfolio servicing

    For investors in non-performing loans: we service large portfolios under a credit management licence, with clear reporting and the capacity to grow with you across the EU – from Stockholm.

  • Claims and debt collection management

    For niche banks and online lenders, we handle the entire process in line with good collection practice, efficiently and with respect for the end customer.

  • Sell your receivables

    Want to sell terminated unsecured loans or leasing contracts, including guarantees? We put you in touch with buyers licensed to acquire receivables.

  • Customer service with Viv

    Your customers get help around the clock, every day. Viv answers general questions and gives personal answers about the customer's own case when signed in.

Partnership

How a partnership works

  1. 1

    First contact

    We go through your needs and which receivables are involved.

  2. 2

    Portfolio review

    We analyse the portfolio and make a proposal.

  3. 3

    Agreement

    Clear terms and a shared plan for the handover.

  4. 4

    We take over

    We handle the cases with respect for your customers – and report continuously.

Viv

Viv

Your customers get help around the clock

Viv answers questions about the case, payments and payment plans.

Let's talk about your portfolio

Call or email us and we'll tell you more about what a partnership could look like.